The way I see it is, the money is not strictly the clubs anyway. If the club has both debts and cash, then that cash is morally the property the creditors.
In an ideal world, this is how businesses would operate. Firstly don't spend more than you earn and if you need to borrow, only borrow what you can comfortably pay back. If you cannot pay it back, be prepared to sell an asset to clear your debts.
Unfortunately the world is not ideal and people overspend and overborrow. How are some of the clubs in the Confrerence operating as they do on crowds of 1500 ?
Look upon the money as a bonus and don't expect Clayton Donaldson arriving in a taxi tomorrow. Leave it to the board, they have got thus far and should be trusted to do the right thing